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Real Money Talks

As an entrepreneur, small business or practice owner, or high-level executive, do you ever find yourself wondering if you’re using all the tax, entity and wealth strategies available to you or if your investments are truly producing all they could be? Happily, you don’t have to put up with that any longer. I have the solution. Real Money Talks! We're having the right conversation about money.
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Now displaying: December, 2017
Dec 29, 2017

A gorgeous and intelligent lady, Jennifer Baker has worked in the gaming industry for more than 20 years. She is an expert in business development and has strived and succeeded in the corporate world. At a young age, she realized that her most favorite task is conducting small business seminars where she helps entrepreneurs and companies with their start-up businesses or turnarounds.

Jennifer joins me today as she talks about the common mistakes entrepreneurs and start-up companies make regarding marketing and business development and the significance of surveying in keeping your loyal customers. She also shares several stories about how turnarounds can salvage your business and how emotional intelligence helps get the job done.

 

“Emotional intelligence is the most basic things that you realize are creating success in your life.” - Jennifer Warner

 

In This Episode of Real Money Talks: 

  • How long in advance should you plan your marketing if you’re opening a business
  • Differences between marketing and business development
  • Top mistake all companies make
  • Strategies and software for designing an excellent survey
  • How emotional intelligence plays a part in business development

 

Resources Mentioned:

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 28, 2017

Being supported by the right team is so important when it comes to getting the most your of your money. You need specialized experts in all of the financial areas. Weldon Wulstein is my CFO and an extraordinary tax strategist. This year my clients have gotten back over 2 million dollars with the tax strategies that Weldon has introduced to them.

Weldon is here today to talk about entities and why getting incorporated is so critical. The simplest way of explaining this is companies make money, and individuals get taxed. We will be talking about why to get incorporated. We will talk about some of the  myths like you don’t make enough to incorporate. We will touch a little on the new tax laws, but most of that will be in an upcoming episode. Today is really about how critical it is to understand and have a plan for a tax entity.

You can find Weldon here:

Contact Weldon at Ask Loral

Show Notes

  • [02:12] Weldon has been working in accounting since he was a bookkeeper for his parents. He started a CPA firm in 1989.
  • [02:38] He has been creating tax strategies for oil and gas and creating entities and getting more involved with more complex tax strategies.
  • [02:44] He owns companies and he is an entrepreneur. Weldon uses his own strategies within his own businesses.
  • [03:19] You want your wealth team to walk the walk not just talk the talk.
  • [03:43] Converting an S corp from an LLC. Why doesn't your current accountant suggest these money saving techniques.
  • [04:36] Revenue versus intention. Getting a business on the side.
  • [05:11] Sole proprietorship. You file schedule C on your personal return. You have revenues, expenses, and net income.
  • [06:01] The net income is taxed for income and social security and medicare. That is an additional 15.3%.
  • [06:40] Corporations and LLCs
  • [06:56] Limited Liability Company or LLC. The reason these are set up are liability protection.
  • [07:38] Options within an LLC. For tax purposes it can be a disregarded entity. This means it's treated the same as a sole proprietorship and everything is filed on your schedule C tax return.
  • [08:43] If you have a partner, you can create an LLC partnership. Treated as a partnership and filing a 1065 partnership return. Gross revenue, expenses, and split income between partners. It's distributed on a K1 which is similar to a 1099. You report this on your personal return and you still have to pay that 15.3%.
  • [10:05] You could treat the LLC as an S corp. You file an 1120F. You have to pay yourself a wage. A reasonable wage. The 15.3% social security and medicare tax is paid on that reasonable wage. Let's say you make $100,000 and pay yourself $50,000 in a wage and pull out the other $50,000 as a distribution.
  • [11:58] Making the one election to be an S corp can save you half or more on self-employment taxes.
  • [12:20] There is paperwork and a tax return, but most people should have a bookkeeper on their team anyway.
  • [12:57] The importance of hiring a bookkeeper. Don't do the bookkeeping yourself at the end of the year. Getting it off of your plate is good.
  • [14:00] You want a bookkeeping firm that understands analysis and looks at the P&L statement and reaches out to the client. This isn't typical, but being informed can help you make the right decisions.
  • [16:14] Ask your tax preparer what their biggest client is and how many entities they have. This is to see if your tax preparer actually looks at these things.
  • [17:05] Treat your LLC as an association or a C corp. Create a business corporation in Nevada. Treat it as an association that is taxed as a C corp. Revenue and profits get taxed for federal purposes, but there is no state tax.
  • [18:07] This strategy can even be done in different countries.
  • [18:32] Partnerships are a loose association between two people. Form 1065 have an agreement or file as a partnership.
  • [19:07] General partnerships are taxed like a sole-proprietorship with revenue split between the owners. It will be taxed at the individual level and pay social security and medicare tax. There is no liability protection. You can also be liable for your partners trouble.
  • [19:57] Limited Liability Partnerships. A general partner with a small percentage and that is where the liability lies and then there are investors with limited liability.
  • [20:59] Family partnership. Transfers wealth to the kids without transferring control. Kids get a small interest. Which transfers the value to the heirs.
  • [21:54] Corporations. A completely separate entity than an LLC. Corporations are proven if you follow the rules. You can be the owner, but someone else can be the director.
  • [22:49] With the new tax law the corporate tax rate is going down from 35% to 21%.
  • [23:12] As a C corp the C corp pays its own tax. You do pay tax on dividends. Corporations can give fringe benefits such as college expenses. Vehicles, etc. There are other ways to get funds out such as borrowing with promissory notes. There is more of an administrative requirement.
  • [24:38] Income leveling spreading money out over different entities.
  • [25:27] There are international restrictions. People want to invest in the US. Create and fund a C corp. The money is in the C corp and pays US tax and is in the US.

Links and Resources:

 

Dec 27, 2017

If you were given a chance to choose, which one would you rather have - a million dollars or true love? A survey was made to see the statistics of people who would want money and those who would prefer romance. If you stop and think about your options, you’d realize it all boils down to the choices you make and your lifestyle.

Today, I talk about some of the statistics that came out as a result of this survey and the various reasons behind those numbers. I also share with you some insights about the relationship between understanding your financial path and what you need to learn to ensure financial stability regardless of your relational status and the importance of being financially literate in the choices you make.

Instead of choosing, have it all. What you got to decide is to know what you want.

In This Episode of Real Money Talks: 

  • Statistics of those who would choose money over love
  • Percentage of people who are worried about their future and stability
  • Why baby boomers are not enjoying financial freedom
  • Why more never-married, single people are anxious about their financial future compared to married people
  • The significance of having money rules in your relationships

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com

Dec 25, 2017

Today’s guest is James Gilbert, a successful entrepreneur who makes money by selling different things. James started his business venture with a product he discovered five years ago called a grip stick. Since he saw how successful it was in Europe, James wanted to bring it to the U.S.

James talks about where his business led him as he explored and sold unique products. He also shares how he finds and funds the goods he sells, why he does business at shows and not online, and some tips to consider if you’re thinking about starting your gadget business.

 

 

“It’s got to be unique things that help somebody, unique things that somebody wants.” - James Gilbert

 

 

In This Episode of Real Money Talks: 

  • How James started his gadget business
  • An overview of the cost of doing shows, state fairs, and the like to conduct business
  • Process to go through to avoid price war

 

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 22, 2017

Wall Street is an interesting place. A lot of arbitrage is happening out there which means a lot of people make a lot of money, and a lot of people don’t. There are also a lot of fees and taxes. There is a place in some portfolios for it, but we love taking you off of Wall Street.

Today, I have an amazing guest partner who runs our Financial Freedom Day Company. This is where we teach you how to get your wealth off of the radar screen. Not just off of Wall Street, but off of the radar screen too.

You can find Robert here:

Robert Kolb on LinkedIn
RKolb@GoGreenFS.com
Loral’s Real Money Talks

Show Notes

  • [01:32] How amazing and smart Rob is when it comes to the game of money.
  • [01:48] He has been a financial professional for over 20 years. He has a lot of different financial licenses.
  • [02:12] He has expanded his practice into strategies about taking money off of Wall Street.
  • [02:33] How traditional financial advisers just ask about your age and divide up your asset allocations into stock and bond plans.
  • [03:08] We have come up with a strategy called red, blue and green to help clients understand a lot of the other products that are available that they may not be used to. I'm excited to share how this can happen.
  • [03:43] The pain point of traditional financial planning. The bell curve of planning for people to get poorer as they get older.
  • [04:06] Hidden fees and taxes. How a lot of people don't understand these hidden fees.
  • [04:43] Fees can eat up a portfolio. As your assets grow, so do your fees. Mid America puts most of their money in qualified plans. These started in the 70's when the highest tax bracket was 70%. The strategy was to defer taxes when your bracket will be lower.
  • [06:06] Tax rates went down from high to low. The tax deferred strategy isn't the best now.
  • [06:40] Taxes will have to come up sooner or later. Paying taxes now is a better strategy.
  • [08:21] Talking about redepositing assets. Clients are often all in red in Wall Street and 401ks. This is bad for taxes and something that is volatile.
  • [09:01] Red, blue, green. Putting your portfolio together. All in the stock market is red money. One of the few investments that can be dramatically affected by rumors.
  • [10:00] Doing things differently. Blue money is alternate investing. It has no correlation to the stock market. Oil, gas, gold, cannabis, or other investments.
  • [11:32] Once you start going in one asset class you just get more interested in is. Once you are excited about real life investing it is a game changer.
  • [12:45] Blue money is about mitigating against loss and risk.
  • [13:19] We are looking for niches with decent returns that can mitigate risk along the way.
  • [13:37] Green money are investments with contracts with guarantees. Insurance companies and companies have to put money into the reserve. A decent rate of return with protection against loss. Some of these products have tremendous tax advantages.
  • [14:57] Clients often go from 90% red money to 10% red money and the rest in blue and green based on their risk tolerance.
  • [15:32] Blue objections are about understanding risks and liquidity, and how they will make money. They want to feel comfortable with the investment to know that it is real. Having an overall understanding of how the investment works and why aren't more people doing it.
  • [17:02] The new tax regulations should be positive for investments and the economy.
  • [17:43] The importance of not postponing tax and converting traditional IRAs into Roth IRAs. Pay the tax now at the lower rate. Taxes will bounce up as time goes on.
  • [20:15] Life versus death insurance. Term insurance is the only way there is a benefit is if someone dies. There is a whole tax code written about life insurance section 7702. There are tax advantages to using cash value life insurance. Making a great rate of return and not losing money. Using it as a wealth account.
  • [22:00] This is the classic example of using other people's money with life insurance loans. Then setting things up for tax free income down the line. This is life insurance for the living.
  • [22:49] Buy the least amount, but put the most money into it. It is so important to set this up right. If you don't know the tax code, you will miss out on a lot of money.
  • [23:59] Using debt as an asset as opposed to a liability. It can become like a bank for yourself. Being like a bank and creating velocity of money.
  • [25:07] Downsides of 529 plans. Life insurance doesn't have to be disclosed and doesn't have to be used for a specific purpose. It can also be used as a protection vehicle. It even comes with free long-term care. The money can be used throughout your lifetime for other investment opportunities.
  • [27:18] The people who got wealthy during the crash were the people who had access to cash.
  • [28:01] Making an educated decision about doing things differently and setting your family up for generational wealth and using life insurance to become your own bank.

Links and Resources:

 

Dec 22, 2017

If you think that print publication is dead, think again. Today’s guest is Christine Neal, the founder of the magazine Fabulous Over 50 where it features events worth attending, places to go shopping, and extraordinary women over the age of 50 who do remarkable work and contribution to their communities.

Christine shares some of the reasons why women over 50 would prefer to pick up a real magazine over browsing online articles on their laptops. She also explains why she chose to target this age group, provides an overview of the magazine’s content, and how being featured in this kind of publication contributes to the good reputation of entrepreneurs and businesses.

 

 

“We help position you as a brand leader by providing really good content to our readers.” - Christine Neal

 

 

In This Episode of Real Money Talks: 

  • Why women over 50 are considered the dynamic consumer at present
  • How Fabulous Over 50 came to be
  • Challenges Christine faced when she started the magazine
  • How she makes money to fund the magazine
  • How being part of a community helped her thrive in her business
  • Why advertising is not enough and the approach to use instead
  • How Christine uses content marketing and how it helps the clients

 

 

Connect with Christine Neal:

 

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 20, 2017

Steve Lemus has worked with Live Out Loud for the last five years. He finished the course Graphics and Journalism from the University of Nevada, Reno and currently plays a vital role in my live events as he makes sure that the audio and visual aspects of our productions are top notch.

Today, Steve talks about the basics of audio-visual production. He names some great brands he prefers to use for simple events of 100 people or less and the different scenarios when using hotel sound versus bringing your own equipment. He also provides some helpful tips on the equipment you need and the things you need to do once you know the location of your event.

 

“You really have to immerse yourself in the environment and just really get into it and sync with it.” - Steve Lemus

 

In This Episode of Real Money Talks: 

  • Three parts of audio-visual basics
  • What to do once you confirm the location of the event
  • Types of equipment you want to have at your event
  • Why Steve likes to use the brands Shure and Mackie and how it makes things easier for the team
  • Things to ask and look for when considering the event room or location
  • Your biggest asset in the event venue
  • Why you need music licenses when playing music during the event

 

Three Parts of Audio-Visual Basics:

  1. Equipment
  2. Venue layout
  3. Room orchestration

 

Resources Mentioned:

 

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 18, 2017

In the previous episode, an excellent marketer, Adam Kipnes, shared the one thing that entrepreneurs should do to gain more clients, which is to apply the concept he calls the Silver Bullet to Sales Success. Today, he continues to share practical tips that help you align your business goals with the decisions you make.

Adam explains each of the four questions that you and every business owner should ask before making any decisions. These questions help you not only to have more sales and business success, but also allow you and your team to have more capacity to assist your clients so that you can advance your business.

 

“There are critical steps that we as business owners must do ourselves.” - Adam Kipnes

 

 

In This Episode of Real Money Talks: 

  • Four things you as a business owner should ask yourself before jumping into any decision
  • The significance of knowing your purpose in decision-making
  • Tasks that business owners should do themselves
  • How to create capacity and have more room for the essential tasks

 

Questions to Ask before Making Any Decision:

  1. Is this going to make me money?
  2. Is this going to serve my purpose?
  3. Does this need to be done by me?
  4. Does this need to be done at all?

 

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 15, 2017

Every entrepreneur should to know that sales is an essential part of any business model. Having a team of salespeople alone does not guarantee an increase in profit or growth of the company. How do you make sure that doors of opportunities are constantly opened leading you to potential clients?

Today’s guest, Adam Kipnes, explains the one thing that business owners should do to gain more clients. He shares the concept he calls The Silver Bullet to Sales Success, a principle that teaches you not only how to talk to more potential customers, but also to determine where to find them, what to say, how you can follow up with them, and how you can grow using this system.

 

“Talk to more people on a daily basis.” - Adam Kipnes

 

 

In This Episode of Real Money Talks: 

  • The relationship between talking to more people and opportunities for sales
  • The question Adam gets asked the most about talking to people
  • What you should know when talking to people
  • Ways for extroverts and introverts to approach people
  • How to create a feedback system for growth development

 

Three Things to Know When Talking to People:

  1. How do you meet people today?
  2. Who is your client and where do you find them?
  3. What are you going to say when you’re talking to them?

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 13, 2017

While many people work hard in the corporate world in the hopes to have a better life, not too many see the bright future in using their abilities and talents as entrepreneurs and business owners. If you want to start making and keeping money, how do you find the right opportunities out there without depending on a monthly wage? Where is the best place to look for opportunities or, rather, let the opportunity find you?

Today’s guest is Dave Hare, a certified public accountant who has earned a living in the corporate world for a long while. Dave joins me today as he talks about the leap he took from being a company employee to being part of a business community where he gets to mingle and connect with people who have made it big in the financial industry. He shares the impact that this belongingness has had on his career and the doors that have opened as a result of these connections.

 

“It’s all about the networking. If you keep networking, you’re going to find it.” - Dave Hare

 

In This Episode of Real Money Talks: 

  • Defining “community” from a financial standpoint
  • How Dave finds business opportunities
  • Different kinds of deals he works on
  • What a Forex deal is and the things included in the package

 

 

Subscribe, Rate & Share Real Money Talks!

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 11, 2017

Today’s guest has been in the construction business for 40 years and running. Findlay Johannson and his brothers founded their family business and has experienced building and constructing many things - from horse farms to hotels.

Findlay joins me today to discuss how he and his team help people see the things they need when planning construction projects. He shares how the different construction elements are connected into one big picture and specifies the essential things you need to know such as the right questions to ask when looking for people to execute the project and the necessary items to mention in the contract.

 

“Through the many years of construction and doing different things, we’ve been able to connect owners of buildings and stuff with the things they need as opposed to the things they think they need.” - Findlay Johannson

 

In This Episode of Real Money Talks: 

  • Significance of understanding the functionality of the different components of a construction
  • Why Findlay wants to sit down with homeowners before they engage and reach out to engineers and other contractors
  • What to do if you don’t want to be involved in the details of the project planning
  • Questions to ask when looking for the right contractor
  • Stipulations to include in the contract

 

Steps for Owners Who Want to Be Hands-On in the Project:

  1. Talk to a contractor first.
  2. Develop the scale of the plan.
  3. Look for architects and engineers you want to work with.

 

 

Subscribe, Rate & Share Real Money Talks!

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 8, 2017

After working on the police force for 50 years, today’s guest, Jim Hanifan from Nova Scotia, Canada, got into finance and insurance in his desire to help people properly plan to ensure their families are protected. He believes that helping others plan for their future, their investments, and the next generation’s future is his way of giving back to his community.

Jim joins me today to share the benefits of having a life insurance policy. He gives an overview of how insurance can be a tool for better taxation, how it can protect your investments and assets, and how you can safeguard the future of your family - especially the next generation.

 

“If they’re looking at all into investments like oil or gas, real estate or some other investments, this insurance becomes a part of the leg that helps to protect all of those assets.” - Jim Hanifan

 

In This Episode of Real Money Talks: 

  • The benefits of investing in life insurance
  • Benefits policyholders can enjoy concerning the Income Tax Act
  • How entrepreneurs benefit from life insurance policies in case of bankruptcy
  • How you can prepare and fund the next generation

 

Questions to Ask When Reviewing Your Life Insurance Policy:

  1. What are your goals?
  2. What is your purpose?
  3. What are the things you want to achieve in life?
  4. How can we get the insurance to incorporate into that planning process?

 

Subscribe, Rate & Share Real Money Talks!

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 6, 2017

If you are looking for a place to invest your money where you can expect a higher cash flow return, investing in Exempt Market Deals is where to go according to today’s guest. Kevin Yu has been in the finance industry for 12 years and running and has tried other industries concerning finance such as real estate, mortgages, stocks, and mutual funds to name a few.

Kevin shares with us why EMD is his favorite financal investment despite the other finance deals he has explored in the past. He gives an overview of how he assists his clients in their financial decisions to improve their portfolios.

 

“[EMD] typically have a good business plan and have 8 to 12% plus equity profit portion as well.” - Kevin Yu

 

In This Episode of Real Money Talks: 

  • Why EMD is Kevin’s favorite finance element
  • Kinds of deals he sees and opportunities presented in Canada
  • What Kevin does to help his clients
  • Kevin’s advice regarding where to invest if you have the cash readily available

 

 

Subscribe, Rate & Share Real Money Talks!

       

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 4, 2017

Are you an investor who’s interested in buying abandoned investment properties and transforming them into something usable, profitable, and pleasant? Today’s guest, Richard Proskiw, is a real estate investor and an expert at buying, fixing, and flipping abandoned properties and those needing repair.

Richard joins me today to explains why you need to have a professional home inspection conducted while you are analyzing and considering buying a real estate investment. He also shares the common pitfalls that fix-and-flip property investors make that you ought to be watchful, for especially regarding budgeting and cost estimation.

 

“They have to take the time to check the properties that are going to give them the profit value that they can afford.” - Randy Proskiw

 

In This Episode of Real Money Talks: 

  • Why home inspection is necessary and beneficial to the prospective owner
  • The scope of the inspector’s home examination
  • Defining ARV (After Repair Value) of a home and why you need ARV lessons in the fix-and-flip real estate business
  • Reasons investors go over budget and how to deal with it
  • Number of fix-and-flip projects you can do

 

Subscribe, Rate & Share Real Money Talks!

Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Dec 1, 2017

With the number of hours you spend in the office, are there practical things you can do to stay healthy while in the workplace? My guest today, Tim Kessler, who is an expert in health in the workplace, says “yes” to this concern.

With a background in personal training and health coaching, Tim gives some useful and practical advice on the things and activities you can do to create healthful habits in your place of work. He also demonstrates specific ways to improve your posture and relax your - eyes especially if you spend long hours in front of a computer, blue light, or bright lights.

 

"Sitting is the new smoking.” - Tim Kessler

 

In This Episode of Real Money Talks: 

  • What statistics say about sitting being the new smoking
  • Health issues that arise due to stress in the workplace
  • The kind of desk that help diversify the work environment
  • Tips to stay healthy in the workplace

 

Tips to Regain Your Energy in Three Minutes: 

  1. Take full deep breaths.
  2. Improve your posture.
  3. Get to a window and look as far away as you can.

 

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